Affordable Peace of Mind – Guaranteed Final Expense Insurance Without Medical Exams!
Protect Your Loved Ones with Coverage You Can Count On
No health questions. No medical exams. Quick and easy approval for ages 50-80 with guaranteed fixed premiums.
Free Final Expense Quote
Six Key Features of Final Expense Insurance
Guaranteed Issue
Coverage amounts: $5,000 - $25,000
Available to individuals aged 50-80.
Guaranteed Issue
Coverage amounts: $5,000 - $25,000
Available to individuals aged 50-80.
No Medical Exams or Health Questions
Your health won’t prevent you from getting coverage.
No Medical Exams or Health Questions
Your health won’t prevent you from getting coverage.
Fixed Premiums for Life
Level premiums guaranteed not to increase, ever.
Fixed Premiums for Life
Level premiums guaranteed not to increase, ever.
Graded Death Benefit
Years 1-2: 110% of premiums paid.
Years 3+: Full face amount paid to your beneficiaries.
Graded Death Benefit
Years 1-2: 110% of premiums paid.
Years 3+: Full face amount paid to your beneficiaries.
Accelerated Benefits
Chronic Illness Benefit: Up to 25% of the face amount.
Terminal Illness Benefit: 50% of the death benefit.
Accelerated Benefits
Chronic Illness Benefit: Up to 25% of the face amount if unable to perform 2 of 6 Activities of Daily Living (ADLs).
Terminal Illness Benefit: 50% of the death benefit if diagnosed with a terminal illness and life expectancy of 24 months or less.
Innovative Application Process
Quick 15-minute processing.
Flexible payment options (ACH, credit card, or social security debit card).
Innovative Application Process
Quick 15-minute processing.
Flexible payment options (ACH, credit card, or social security debit card).
FAQs
What happens if I pass away during the first two years?
Your beneficiaries will receive 110% of the premiums paid during the first two years. Starting in year three, the full face amount is paid.
Can I accelerate my benefits if I get sick?
Yes! If diagnosed with a chronic illness or terminal illness, you can access a portion of your death benefit early.
Can I apply if I have pre-existing health conditions?
Yes! This policy is guaranteed issue, so no health conditions will disqualify you.
